Website Terms
Terms governing your use of the AsikoPay website and pre-launch services.
ASIKOPAY LIMITED
Last Updated: 24 September 2026
1. About These Terms
These Website Terms ("Terms") govern your use of the AsikoPay website and related pre-launch features operated by ASIKOPAY LIMITED ("ASIKOPAY", "we", "us" or "our").
By accessing or using this website, you agree to comply with these Terms. If you do not agree with these Terms, please do not use the website.
These Terms apply to the current AsikoPay website and pre-launch activities. They do not constitute the terms and conditions for any future regulated payment, electronic-money, remittance or other financial service.
2. Who We Are
Company: ASIKOPAY LIMITED
Company Number: SC902774
Registered Office: 5 South Charlotte Street, Edinburgh, EH2 4AN, United Kingdom
Email:
hello@asikopay.co.uk
Website:
asikopay.co.uk
3. Current Pre-Launch Status
ASIKOPAY is currently in a pre-launch and development stage.
The current website is primarily intended to provide information about the ASIKOPAY project, allow prospective users to express interest in future services and provide development and launch updates.
ASIKOPAY does not currently provide live payment, electronic-money, remittance or money-transfer services through this website.
The website does not currently process, hold or transmit customer funds for payment or remittance transactions.
Joining the ASIKOPAY waiting list does not create a payment account, bank account, electronic-money account or financial-services relationship.
4. Future Financial Services
ASIKOPAY is developing potential future cross-border payment experiences connecting the UK with supported African markets.
Any future regulated financial services will only be made available following the appropriate regulatory, compliance, operational and technical arrangements.
Future services may involve appropriately authorised and regulated payment, electronic-money, financial-services, banking, identity-verification, compliance or technology partners.
Nothing on this website should be interpreted as confirmation that ASIKOPAY is currently authorised to provide regulated payment or electronic-money services.
5. Website Information
We aim to provide useful and accurate information on this website. However, information may change as ASIKOPAY develops its products, partnerships, technology and regulatory arrangements.
Information presented on this website is provided for general information and development purposes only. It should not be treated as financial, legal, tax or investment advice.
We may update, change, suspend or remove website content without prior notice where reasonably necessary.
6. Waitlist Registration
The ASIKOPAY waiting list allows prospective users to register their interest in future products and services.
When joining the waiting list, you agree to provide information that is accurate and not misleading.
You must not submit information belonging to another person without appropriate permission.
Joining the waiting list does not guarantee access to any future ASIKOPAY service, product, launch programme, promotional offer or early-access opportunity.
ASIKOPAY may decide when, where and how future services are made available, subject to applicable law and regulatory requirements.
7. Communications
If you register for the ASIKOPAY waiting list, we may use the information you provide to manage your registration and communicate relevant development, launch and product information.
Where applicable, you may unsubscribe from marketing communications at any time.
You can also contact us at hello@asikopay.co.uk to request that certain communications stop.
Our processing of personal information is explained in our Privacy Policy.
8. Acceptable Use
You agree to use this website lawfully and responsibly.
You must not:
- Use the website for an unlawful or fraudulent purpose;
- Attempt to gain unauthorised access to the website, servers or systems;
- Introduce malicious code, viruses, malware or other harmful material;
- Attempt to disrupt, damage or interfere with the website;
- Use automated systems to access or scrape the website in a manner that could damage or interfere with its operation;
- Impersonate another person or organisation;
- Submit false, misleading or fraudulent information; or
- Use the website in a way that could infringe the rights of ASIKOPAY or another person.
9. Intellectual Property
Unless otherwise stated, the content and materials on this website are owned by or licensed to ASIKOPAY LIMITED.
This includes, where applicable, the ASIKOPAY name, logos, branding, visual designs, text, graphics, website content and other original materials.
You may view the website and use its content for your personal, non-commercial information purposes.
You must not reproduce, modify, distribute, publish, sell, license or commercially exploit ASIKOPAY website content without our prior written permission, except where permitted by applicable law.
10. ASIKOPAY Name and Branding
"ASIKOPAY", "AsikoPay" and associated logos and branding are associated with ASIKOPAY LIMITED and may be protected by applicable intellectual-property rights.
Nothing in these Terms grants you ownership or a licence to use ASIKOPAY intellectual property except as expressly permitted by us or applicable law.
11. Third-Party Websites and Services
The website may contain links to websites, services or resources operated by third parties.
These links may be provided for convenience or additional information.
ASIKOPAY does not necessarily control or endorse third-party websites or services and is not responsible for their content, availability, security, privacy practices or terms.
You should review the relevant third party's terms and privacy information before using its services.
12. Website Availability and Security
We aim to keep the website available and secure, but we do not guarantee that the website will always be available, uninterrupted, error-free or completely secure.
The website may occasionally be unavailable because of maintenance, updates, technical problems, security measures or circumstances outside our reasonable control.
You are responsible for using appropriate security measures on your own device and internet connection.
13. No Financial Service Through This Website
The current website does not provide a facility for you to send, receive, store or transfer money through ASIKOPAY.
No payment transaction should be submitted through this website unless and until ASIKOPAY expressly confirms that the relevant service is available.
You should not provide bank account details, payment-card information, passwords, identity documents or other sensitive financial information through general website contact forms unless a specific ASIKOPAY service expressly requests such information through an appropriate secure process.
14. No Guarantee of Future Service
Information about potential ASIKOPAY products, features, payment corridors or launch plans represents the current development direction and may change.
We do not guarantee that every proposed product, feature, payment corridor, partnership or service described on the website will ultimately be launched.
Availability of any future service may depend on regulatory approvals or arrangements, commercial agreements, technology readiness, market conditions and other factors.
15. Limitation of Liability
To the extent permitted by applicable law, ASIKOPAY will not be responsible for losses arising solely from your use of general information provided on this pre-launch website where that information is not intended to constitute a contractual offer or regulated financial service.
We do not exclude or limit liability where doing so would be unlawful, including liability that cannot legally be excluded or limited under applicable law.
Nothing in these Terms affects any statutory rights that you may have that cannot lawfully be excluded or restricted.
16. Indemnity
To the extent permitted by applicable law, you agree to take reasonable responsibility for losses, claims or costs suffered by ASIKOPAY as a result of your unlawful use of the website, misuse of the website or breach of these Terms.
17. Privacy and Cookies
Our collection and use of personal information is governed by our Privacy Policy.
Our use of cookies and similar technologies is explained in our Cookie Policy.
By using the website, you acknowledge that you have had the opportunity to review these policies.
18. Changes to These Terms
We may update these Terms from time to time to reflect changes to our website, business, services, technology, legal requirements or regulatory arrangements.
When we update these Terms, the latest version will be published on this page together with the relevant Last Updated date.
Your continued use of the website after an updated version is published constitutes acceptance of the updated Terms, to the extent permitted by applicable law.
19. Suspension or Termination of Website Access
We may suspend, restrict or terminate access to the website where reasonably necessary for security, maintenance, legal, regulatory or operational reasons.
We may also take appropriate action where we reasonably believe that the website is being misused or these Terms are being breached.
20. Severability
If any provision of these Terms is found to be unlawful, invalid or unenforceable, that provision will be treated as modified or removed to the minimum extent necessary, and the remaining provisions will continue to apply.
21. No Waiver
If we do not immediately enforce a provision of these Terms, this does not mean that we waive our right to enforce that provision later.
22. Entire Agreement for Website Use
These Terms, together with our Privacy Policy and Cookie Policy, form the principal terms governing your use of the current ASIKOPAY website.
These website Terms do not replace or constitute terms for any future regulated payment, electronic-money, remittance, banking or other financial service.
23. Governing Law
These Terms and your use of the ASIKOPAY website are governed by the laws of Scotland, subject to any mandatory rights or protections that apply to you under applicable law.
24. Jurisdiction
Subject to applicable law, the courts of Scotland will have jurisdiction in relation to disputes arising from or connected with these Terms or your use of this website.
25. Contact Us
If you have any questions about these Terms or the ASIKOPAY website, please contact us:
ASIKOPAY LIMITED
5 South Charlotte Street
Edinburgh
EH2 4AN
United Kingdom
Email: hello@asikopay.co.uk
Website: asikopay.co.uk