AsikoPay is in development — payment services are not yet available.
LEGAL • PRIVACY

Privacy Policy

How ASIKOPAY LIMITED collects, uses and protects personal information.

ASIKOPAY LIMITED

Last Updated: 24 September 2026

1. Who We Are

This Privacy Policy explains how ASIKOPAY LIMITED ("ASIKOPAY", "we", "us" or "our") collects, uses and protects personal information when you visit or interact with our website and pre-launch services.

Company: ASIKOPAY LIMITED
Company Number: SC902774
Registered Office: 5 South Charlotte Street, Edinburgh, EH2 4AN, United Kingdom
Email: hello@asikopay.co.uk
Website: asikopay.co.uk
Application Website: app.asikopay.co.uk

For the personal information covered by this Privacy Policy, ASIKOPAY LIMITED is the data controller unless otherwise stated.

2. Our Current Pre-Launch Status

ASIKOPAY is currently in a pre-launch and development stage.

At this stage, ASIKOPAY does not currently provide live payment, electronic-money, remittance or money-transfer services through this website. We do not currently hold or process customer funds through the website.

The current website may be used to provide information about ASIKOPAY, register interest in future services, communicate with prospective users and develop our future products and services.

Future regulated services may involve appropriately authorised and regulated financial-services, payment and technology partners. No statement on this website should be interpreted as meaning that ASIKOPAY is currently authorised to provide regulated payment or electronic-money services.

3. Information We Currently Collect

During the current pre-launch stage, we may collect limited personal information, including:

  • Your name;
  • Your email address;
  • Your country of residence or interest;
  • Your preferred or intended payment corridor, such as UK to Nigeria;
  • Information you voluntarily provide when contacting us;
  • Technical information such as IP address, browser type, device information and website usage information where collected by our website or security systems; and
  • Information relating to cookies and similar technologies, where applicable.

At the current pre-launch stage, we do not intentionally collect through this website:

  • Bank account details for live money transfers;
  • Payment card information for live transactions;
  • Passport or identity-document information;
  • Proof of address;
  • Biometric information; or
  • Full customer KYC or AML information.

4. How We Use Personal Information

We may use personal information collected during the pre-launch stage to:

  • Manage our pre-launch waiting list;
  • Respond to enquiries and communications;
  • Provide information about ASIKOPAY and future availability;
  • Understand prospective customer interest and intended payment corridors;
  • Improve and develop our website, products and services;
  • Maintain website security and prevent misuse, fraud or abuse;
  • Maintain appropriate business and technical records; and
  • Comply with applicable legal and regulatory obligations.

5. Lawful Basis for Processing

We will only process personal information where we have an appropriate lawful basis under applicable data protection law.

Depending on the circumstances, our lawful bases may include:

  • Consent: where you voluntarily provide consent for a particular purpose, such as receiving certain pre-launch communications where consent is required.
  • Legitimate interests: where processing is necessary for legitimate business interests such as operating, securing and improving our website and developing ASIKOPAY, provided those interests are not overridden by your rights and freedoms.
  • Legal obligation: where processing is necessary for us to comply with a legal or regulatory obligation.

Where we rely on legitimate interests, we will consider whether the processing is necessary and balance our interests against your rights and freedoms.

6. Pre-Launch Communications

If you join the ASIKOPAY waiting list, we may contact you regarding the development and future availability of ASIKOPAY services.

Where applicable, we will provide an appropriate way to unsubscribe from marketing or promotional communications. You may also contact us at hello@asikopay.co.uk to request that communications stop.

7. How We Share Personal Information

We do not sell your personal information.

Where necessary for operating the pre-launch website and developing our services, we may share limited personal information with trusted third-party service providers, such as providers of:

  • Website hosting and website infrastructure;
  • Email and communications services;
  • Cloud storage and business productivity services;
  • Website security and fraud-prevention services;
  • Technical support and development services; and
  • Other professional or technology services required to operate ASIKOPAY.

Where third parties process personal information on our behalf, we will take appropriate steps to ensure that applicable data protection requirements are met.

8. International Data Transfers

Some technology and service providers we use may process personal information outside the United Kingdom.

Where personal information is transferred outside the UK and applicable UK data protection rules require additional safeguards, we will use an appropriate lawful transfer mechanism and safeguards as required by applicable law.

9. How Long We Keep Personal Information

We will keep personal information only for as long as reasonably necessary for the purposes for which it was collected, unless a longer retention period is required or permitted by law.

For pre-launch waiting-list information, we currently intend to review the information periodically and generally retain inactive waiting-list information for up to 12 months, unless there is a legitimate reason to retain it for longer.

You may request deletion of your personal information by contacting us at hello@asikopay.co.uk.

10. Your Data Protection Rights

Subject to applicable law, you may have rights including:

  • The right to request access to your personal information;
  • The right to request correction of inaccurate information;
  • The right to request deletion of your personal information;
  • The right to request restriction of processing;
  • The right to object to certain processing;
  • The right to withdraw consent where processing is based on consent; and
  • Other rights available under applicable data protection law.

To exercise your rights, please contact hello@asikopay.co.uk.

11. Cookies and Similar Technologies

Our website may use cookies and similar technologies that are necessary for website operation, security and functionality.

If we introduce non-essential cookies, analytics or marketing technologies, we will provide appropriate information and, where required, obtain consent before using them.

12. Future KYC, AML and Identity Verification

ASIKOPAY is currently pre-launch and does not currently collect full customer KYC information through this website.

When ASIKOPAY progresses to live financial services, customer onboarding may require information and checks relating to identity verification, Know Your Customer (KYC), Know Your Business (KYB), anti-money laundering (AML), sanctions screening, fraud prevention, transaction monitoring and related compliance requirements.

These processes may involve appropriately selected third-party identity, compliance, technology, payment or regulated financial-services providers.

Before such processing is introduced, we will update this Privacy Policy and provide additional information where required by applicable data protection and regulatory requirements.

13. Regulatory Status

ASIKOPAY LIMITED is currently in a pre-launch development stage and is not currently authorised by the Financial Conduct Authority (FCA) to provide regulated payment or electronic-money services.

ASIKOPAY is exploring appropriate regulatory, payment, financial-services and technology infrastructure arrangements for its future services.

No live regulated payment, electronic-money or remittance service is currently being provided through this website.

14. Security

We take reasonable technical and organisational measures designed to protect personal information against unauthorised access, loss, misuse, alteration or disclosure.

However, no internet transmission or electronic storage system can be guaranteed to be completely secure.

15. Complaints

If you have a concern about how we handle your personal information, please contact us first at:

hello@asikopay.co.uk

You also have the right to complain to the UK's data protection regulator, the Information Commissioner's Office (ICO), if you believe your personal information has not been handled in accordance with applicable data protection law.

Visit the Information Commissioner's Office (ICO)

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our website, services, technology, legal requirements or business operations.

The latest version will be published on this page with the relevant Last Updated date.

17. Contact Us

If you have any questions about this Privacy Policy or how ASIKOPAY handles personal information, please contact us:

ASIKOPAY LIMITED
5 South Charlotte Street
Edinburgh
EH2 4AN
United Kingdom

Email: hello@asikopay.co.uk

Website: asikopay.co.uk